Whether you are a first time home buyer who needs a little help figuring out how to qualify or a seasoned investor looking for competitive rates and creative financing, we’re here to help you through every step of the home buying process.

Call Us To Get Started (916) 952-5626

Have Questions? Call us at (916) 952-5626
or stop by our office at 5751 Sunrise Blvd., Citrus Heights, Ca 95610
Open Monday through Saturday – 9 am to 6 pm.

Ready To Apply? Click Here To Get Started!

Three Biggest Factors In Your Loan Approval

Credit Score

Credit requirements vary by loan program. We’re here to help you evaluate your score and get you in right loan program for your situation.

Down Payment Amount

We’re proud to be a CalHFA approved lender and offer down payment assistance to help borrowers without a large savings to qualify for home financing.

Mortgage Payment Affordability

Let us help you figure out exactly how much of a mortgage you can afford so you can find a home within your ideal budget.

See What Our Clients Say About Us.

Don’t just take our word for it. See what hundreds of home buyers use us for their home financing and what they have to say about our service and mortgage process.

"I want to thank you so much. You made the process so smooth. I have recommended you to my sister. We are so happy in our new home".

Nancy Jacobs - First Time Home Buyer
    Read More Reviews

    Easily Apply Online.

    One of our experienced loan originators will review your application and let you know how much you qualify for. Worried you might not qualify? We can use the information in your application to put together an easy to follow step-by-step to get you on the path to buy.

    Contact One Of Our Loan Originators to Get Started


    It Pays To Get Smarter About Your Mortgage


    Buying a new home is a major financial commitment. At RHL we believe you should be educated about the mortgage and home buying process. That’s why we’eve created the RHL Mortgage U Program. Watch the videos below, download our home buying readiness checklist and start the mortgage process as an informed borrower.

    • Apply Online or In Person.

      And get pre-approved or we’ll put a plan together to get you qualified. Click Here To Apply With A Loan Originator

    • Evaluate Your Loan Options.

      Work with your loan originator to determine the best loan program for your situation.

    • Provide Requested Documents.

      Easily upload documents to our secure portal and get your pre-approval letter.

    • Take Your Pre-Approval To a Realtor®

      And start searching for your home, with the confidence of knowing exactly how much you can afford.

    • Get Your Offer Accepted

      Once you find your dream home your agent will submit an offer on your behalf.

    • Close On The Property.

      After inspections are complete you just need to sign the required documents related to the home sale and get your keys!

    Speak to a loan originator today! Call (916) 952-5626